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Sep 28, 2017 - 34 minute read

Kotak mahindra personal loan application track

And this call is regarding the loan application which you put online. It has been successfully approved by our company as a personal loan. " "This message is intended for Mary Kettler. Mary, the very second you receive this message, I need your urgent attention to return the call.

My name is Tom Watson. " For months, I got dozens of calls.

Kotak mahindra personal loan application track

This is above and beyond the amount required for the down payment and closing costs, by the way. Its extra money kept in reserve to cover the monthly payments hence the term. Synchrony personal loans do some lenders have cash-reserve requirements. In a word, risk. When borrowers have additional money saved up, they are less likely to miss their mortgage payments at least the first few payments.

They are mostly concerned about your payment ability in the short term, versus the long term. Heres why… Your lender may not keep your loan on its books for very long. They might sell it into the secondary market through Freddie Mac andor Fannie Mae (the government sponsored enterprises, or GSEs, that buy and sell bundled loans). Youve probably heard about mortgage-backed securities, or MBS.

Thats what they are.

Kotak mahindra personal loan application track

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Kotak mahindra personal loan application track
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